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Is Debt Consolidation Right For You?

Is Debt Consolidation Right For You?

When keeping track of multiple direct debits and payments becomes difficult, the attraction of debt consolidation is clear. But is...

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How To Get Out Of Debt – DIY Debt Reduction

How To Get Out Of Debt – DIY Debt Reduction

What can you do to get out of debt yourself, before you need more formal assistance from a Licensed Insolvency...

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What is a Credit Score? How Are They Calculated?

What is a Credit Score? How Are They Calculated?

Your credit score is metric used to see how likely you are to make repayments on credit terms you take...

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Don’t Be Caught Out by Christmas Debt

Don’t Be Caught Out by Christmas Debt

Don't spend your way into Christmas debt. Instead, spend wisely, stay solvent and start the New year without a financial...

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The Pros and Cons of Bankruptcy – How to Make The Right Choice

Bankruptcy is a word which carries distinct connotations and many people still feel that it carries a certain stigma. In...

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What’s behind the Increase In Restaurant Insolvencies?

What’s behind the Increase In Restaurant Insolvencies?

It's been apparent for some time that restaurants are struggling and the number of restaurant insolvencies and closures is up...

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Budget 2018 Put Payday Lenders Out Of Business?

Could Budget 2018 Proposals Put Payday Lenders Out Of Business?

Payday Lenders have had to modify their business model a lot over the last few years and may need to...

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Directors and Debentures – Lending to your own Company

Directors and Debentures – Lending to your own Company

Directors who wish to lend money to their own company, should consider using debentures, also known as floating charge debentures,...

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Universities At Risk Of Bankruptcy

Universities At Risk Of Bankruptcy

At a time when student debt due to tuition fees is at an all time high, the idea of universities...

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HMRC – Naming and Shaming Deliberate Tax Defaulters

HMRC – Naming and Shaming Deliberate Tax Defaulters

One of the sanctions available to HMRC is the ability to publish details of deliberate tax defaulters, essentially ‘naming and...

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Creditors & Liquidation, Who Gets Paid First?

Creditors & Liquidation, Who Gets Paid First?

When the business has been forced to close through insolvency, not all creditors will be paid the full amount owed...

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Indications of Insolvency - What are the Signs of Insolvency?

Indications of Insolvency – What are the Signs of Insolvency?

What are the most common signs of insolvency? Directors and proprietors should be wary of these indicators and contact an...

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